Before you can get serious about buying a home, you need to get pre-approved for a mortgage. The best time to get pre-approved is just before you start shopping for homes.

Insurance in general is a contract whereby one party agrees to indemnify or reimburse another party for loss or damage that may occur under the terms and provisions of their contract. The contract is called an insurance policy.

The residential loan process has become tremendously challenging since 2008. Many escrows have been delayed or cancelled as a result of the numerous recent lender and appraisal restrictions that have impacted the loan process.

Figuring out how much house you can afford doesn’t have to be rocket science. Here are some smart tips to help you buy a home within your budget.

The current real estate market has led to frustration and anxiety for many potential buyers. Having good credit scores, enough funds for down payment, and adequate loan pre-approval is often not enough for them to succeed in buying the ideal home when it comes on the market.